Conventional
30 Year Fixed
 Rate  APR  Points
 4.500%  4.528%  0.000%
15 Year Fixed
 Rate  APR  Points
 3.875%  3.923%  0.000%
Portfolio 5 Year ARM
 Rate  APR  Points
 4.250%  5.730%  0.000%
FHA
FHA 30 Year Fixed
 Rate  APR  Points
 4.000%  5.033%  0.000%
VA
VA 30 Year Fixed
 Rate  APR  Points
 4.125%  4.439%  0.000%
HELOC
Home Equity Line of Credit
 Rate  APR  Points
 5.500%  5.500%  0.000%