Conventional
30 Year Fixed Purchase
 Rate
 APR
 Points
 5.875%
 5.951%
 0.000%
15 Year Fixed Purchase
 Rate
 APR
 Points
 5.375%
 5.500%
 0.000%
Portfolio 5 Year ARM
 Rate
 APR
 Points
 6.000%
 6.754%
 0.000%
Refinance
30 Yr Fixed Refinance
 Rate
 APR
 Points
 6.000%
 6.076%
 0.000%
15 Yr Fixed Refinance
 Rate
 APR
 Points
 5.375%
 5.500%
 0.000%
FHA
FHA 30 Year Fixed
 Rate
 APR
 Points
 5.500%
 6.309%
 0.000%
VA
VA 30 Year Fixed
 Rate
 APR
 Points
 5.625%
 6.009%
 0.000%
HELOC
Home Equity Line of Credit
 Rate
 APR
 Points
 7.500%
 7.500%
 0.000%
5 Year Fixed Home Equity
 Rate
 APR
 Points
 8.125%
 8.125%
 0.000%